ADT® Authorized Dealer Serving Evansville & Surrounding Areas
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September 08, 2026

Will A Home Security System Lower Insurance Rates In Evansville?

Absolutely! Most insurers provide discounts for home security systems in Evansville, generally ranging from 5 to 20% depending on serveral different variables. Discounts vary significantly according to the carrier, where you live, and the kind of system you choose. Discover how to maximize your savings while giving your family exceptional protection

Why Do Insurers Offer Home Security Discounts?

Alarm systems lower the risk of theft, which means it’s less likely the insurer will need to pay a covered claim. If you have monitored smoke detectors, CO sensors, and water sensors tied to your home’s security, the chance of damage due to flooding and fires goes down as well. You help the insurer by minimizing their payout risk. For this reason, they’re happy to offer a price savings.

What Evansville Home Security Systems Qualify For The Best Discount?

It’s only natural that you want the largest discount possible. Here are some tips:

  • Get a monitored system. A system monitored by professionals is best for your household, and it’s generally required by insurers to qualify for a discount. Gain the added protection you need and save some money while you’re at it.

  • Include monitored safety equipment. There’s a good chance you’ll enjoy additional savings by reducing the risk of damage from fires, water infiltration, and carbon monoxide leaks. Getting your fire alarms, carbon monoxide detectors, and water sensors professionally monitored also provides your family an invaluable backup during urgent situations.

  • Opt for a comprehensive system. Choosing a full-featured defense with outdoor and indoor cameras, door and window sensors, motion detectors, smart locks, and more, will be seen positively by the insurance company and result in more savings.

Adding a surveillance camera alone doesn’t automatically qualify you for a discount. Keep in mind that your system should be monitored by professionals. 

Steps For Getting Your Home Security Insurance Discount In Evansville

The first step to reducing your premiums is to call the insurance company after installing your home alarm system. They’ll need to check documentation such as a monitoring agreement or alarm monitoring certificate. Leading home security providers like ADT have experience with insurers and can help with the required paperwork.

ADT Systems Meet The Requirements For Insurance Discounts

Get the best protection for your home and benefit from an insurance discount with an ADT alarm system in Evansville. Backed by the the biggest monitoring network in the nation, ADT gives you unrivaled round-the-clock professional monitoring. You’ll also enjoy access to full-featured systems with surveillance cameras, smart locks, environmental alarms, and much more.

What Will You Save? Design Your New ADT System In Evansville Today

The greatest perk of ADT security systems is the exceptional protection they give your Evansville family. Getting discounts on your home insurance is a nice bonus. Customize your new system today by contacting the ADT authorized dealers at Secure24 Alarm Systems. Dial (812) 200-5693 or complete our form below.

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